Accepts applications for grants of up to $10,000 toward emergency home repairs that are causing threat to life, health, or safety, such as certain electrical problems, plumbing issues, malfunctioning AC units and furnaces, leaky roofs, and wheelchair ramps.

Provides funding to assist low- to moderate-income homeowners in replacing or repairing failing septic systems.

The Microfinance Program can provide affordable loans up to $2,000 so families can improve and maintain their homes and their quality of life without seeking out payday or high-interest predatory loans. Loans available for: - Replacement of countertops, cabinets, flooring, doors, windows, etc. - Repair (if manufactured within the last 15 years) or replacement of appliances - Repair of porches, decks, roof, etc. - Painting - Upgrades for energy efficiency - Accessibility projects (e.g., ramp). - Vehicle Repair funds may be available if the automotive repair could be linked to staying housed (example: fix vehicle to get to work to pay for housing). Funds may be used to address “quality of life” issues for Southeast Ohio residents in order to maintain and sustain their current housing.

Offers 0% loans to homeowners who need general property repairs or emergency repairs as well as accessibility modifications.

Provides a low-interest loan for rural homeowners who need to repair or construct new wells or wastewater systems. * Administered by the Rural Community Assistance Program (RCAP) through Great Lakes Community Action Partnership (GLCAP).

Grant program funds will be available in 2018 to repair or replace private sewage systems. Depending on household income, the resident will be responsible for either a portion of the cost or nothing at all. A family of up to 4 earning as much as $72,250 may be eligible for half the funding needed.