Home Maintenance And Minor Repair Grants/Loans | United States Department Of Agriculture

486 Helton Street, Williamstown, KY 41097

Eligibility

Both loan and grant applicants must:

own and occupy a home in an eligible rural area
be unable to obtain affordable credit elsewhere
have a household income that does not exceed the "Very Low Income" limit for their county/metro area

Grant applicants must also be age 62 or older.

Hours

mon 8:30am - 4:30pm tue 8:30am - 4:30pm wed 8:30am - 4:30pm thu 8:30am - 4:30pm fri 8:30am - 4:30pm

(859) 824-7171

Voice

(855) 921-7355

Voice

Application process

Potential applicants are encouraged to contact the office to complete an informal prequalification process prior to applying.

Fees

Loans must be repaid with a fixed interest rate of 1% over a 20 year period. Grants do not need to be repaid unless the property is sold less than 3 years after receiving the funding.

Service area

Boone County, Kentucky
Adams County, Ohio
Kenton County, Kentucky
Campbell County, Kentucky
Clinton County, Ohio
Warren County, Ohio
Brown County, Ohio
Grant County, Kentucky
Clermont County, Ohio
Hamilton County, Ohio
Butler County, Ohio

Description

Offers low-interest loans of up to $40,000 to eligible rural homeowners to repair, improve, or modernize their homes. Also offers grants of up to $10,000 to eligible elderly rural homeowners to remove household health and safety hazards. This program is also known as the Section 504 Home Repair Program.

Data provided by

211 UWGC

What's Here

Home Maintenance and Minor Repair Grants/Loans

Providing organization

United States Department Of Agriculture

Federal Government Agency focused on ensure a safe, affordable, nutritious, and accessible food supply for America. Supports the production of agriculture, promotes rural and economic community development, and provides assistance and support for farmers.