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Renovates and builds houses in partnership with low income, first-time home buyers. These homes are then sold at no profit to partner families with a no interest loan. Home prices are kept low primarily by using volunteer labor. Funding is obtained through donations and grants. Government money is only used for land acquisition, infrastructure (sidewalk, utilities, streets, etc.) and administrative expenses. Eligibility: None to volunteer. Partner families need to currently be living in sub-standard housing, have a steady source of income, meet income guidelines and be willing to partner by providing sweat equity hours. A credit report will need to be submitted with the application.

Provides new or rehabbed homes to low-income families.

Makes low-cost housing available to people who have low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

Builds houses with volunteers and families, and then sells the houses to the families for no profit and with a no interest mortgage. Accepted families also receive home ownership training and continued support after moving into the house. If accepted, each family must contribute 300 hours of 'Sweat Equity" building a home or working in the Habitat Lima ReStore. All household members age 18 and older must donate hours of work. This is a long and involved process that generally takes at least a year. Organization typically builds one to three houses every year.

Develops communities with people in need by building and renovating houses for them to own. Volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses. Partner families themselves invest hundreds of hours of labor, "sweat equity", into building their homes and the homes of others. Their mortgage payments go into a revolving Fund for Humanity that is used to build more houses.

Works to develop housing through private funding and volunteer labor for low-income families. Houses are built or renovated with volunteers and approved families, then sold to qualifying recipients who pay a mortgage. Offers home ownership training for recipients and continued support after moving into the house. This is not an emergency housing program - process may take up to two years.

Rehabilitates houses with volunteers and Partner Families and then sells the home to the Partner Family with a no interest mortgage and for no profit. Accepted families also receive home ownership training and continued support after moving into the house. If accepted, must volunteer at least 200 hours. This is a long and involved process that generally takes at least a year. A limited number of houses will be rehabbed and sold.

Provides a program that builds homes for qualifying families in need. Professional builders, contractors, volunteers and future homeowners (beneficiaries) work together to build Energy Star-rated homes.

Makes low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

Habitat for Humanity of Greater Dayton builds or renovates decent and affordable housing that strengthens individuals, families, and neighborhoods through home ownership. The homes are sold to the families through an affordable mortgage.

Builds houses with volunteers and participating low-income families and then the houses are sold to the families with a no interest mortgage and for no profit. Provides additional home ownership training to families who are purchasing home.

Makes low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

A program within the Community Development Department of the City of Springfield. The Housing Rehab Division works to provide income qualified homeowners with upkeep and repair of their homes. Programs offered through a variety of loan and deferred loan products. The division also works with developers to provide affordable rental housing for income qualified households.

Makes low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

Offers mortgage-free homes to active military and veteran families donated to Operation Homefront. Homes were previous bank owned homes. Provides case management with personal financial counseling to recipient families for up to two (2) years after moving into the home to ensure financial stability.

Sells homes to families and offers zero or low interest loans and a small down payment to cover closing costs.

Provide housing in partnership with low-income families. Offers opportunities for central Ohio families (Franklin, Licking and Madison Counties) to live in homes that are safe, decent, and affordable.

Provides homes available for renovation to qualified purchasers. Purchasers agree to renovate the home as required within time period specified in the sales agreement. Timeline and budget work are reviewed by land bank staff. At the time of agreement, the title/deed to the home is held in escrow until the renovations are complete and a Certificate of Occupancy is obtained.

“Veterans Build” encourages veterans and members of the military and their families to access affordable housing through Habitat for Humanity-MidOhio. Habitat MidOhio Veterans will also qualify for additional mortgage discounts based on years of active service. The initiative also aims to create awareness of the opportunity to productively engage in the community alongside fellow veterans and to promote the value of volunteering in service to others.

Rehabilitates existing and builds new housing in ward 2 in the City of Cleveland and makes it available for lease/purchase to low-income families. Length of time required to lease before buying varies based on how long this agency has owned the home. It may be up to 15 years.

Builds houses with volunteers and families, and then sells the houses to the families for no profit and with a no interest mortgage. Accepted families also receive home ownership training and continued support after moving into the house. If accepted, each family must contribute 300 hours of 'Sweat Equity" building a home or working in the Habitat Lima ReStore. All household members age 18 and older must donate hours of work. This is a long and involved process that generally takes at least a year. Organization typically builds one to three houses every year.

Provides simple, decent, affordable housing for Ottawa County families in need.

Provides homes (new construction or re-hab) that are available for lease/purchase to low-income families. Length of time required to lease before buying varies based on how long this agency has owned the home. It may be up to 15 years. Lease-purchasers are required to handle routine home maintenance.