Habitat for Humanity-MidOhio (Habitat MidOhio) is part of an international organization that builds houses in partnership with low-income families. Habitat MidOhio is committed to providing opportunities for central Ohio families (Franklin, Licking and Madison Counties) to live in homes that are safe, decent, and affordable. Through our Neighborhood Revitalization efforts and partnership with donors, volunteers, and the community we offer two main programs to accomplish this goal: our homeownership program for first-time homeowners and our home repair program for current homeowners. Habitat MidOhio works with lending partners to provide affordable mortgage options based on income. Our home repair program that allows families to maintain homeownership through affordable home repairs. We serve Franklin, Licking and Madison counties. Currently Madison County is only available for home repairs (no homeownership opportunities at this time).

Makes low-cost housing available to first-time homebuyers who have very low incomes, by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify earning 30-60% of the median income for Franklin County and currently live in substandard housing. Every partner family must perform a minimum of 250 hours of "sweat equity" which includes working on their own house and those of other Habitat families, attend homeownership classes and provide Habitat program support. Every family assumes a no-interest, no-profit mortgage with payments based on family income.

Provides new or rehabbed homes to low-income families.

Works to develop housing through private funding and volunteer labor for low-income families. Houses are built or renovated with volunteers and approved families, then sold to qualifying recipients who pay a mortgage. Offers home ownership training for recipients and continued support after moving into the house. This is not an emergency housing program - process may take up to two years.

Makes low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

Works to develop housing through private funding and volunteer labor for low-income families. Builds houses with volunteers and approved families, then sold to qualifying recipients with a no-interest mortgage and for no profit. Offers home ownership training for recipients and continued support after moving into the house.

Offers mortgage-free homes to active military and veteran families donated to Operation Homefront. Homes were previous bank owned homes. Provides case management with personal financial counseling to recipient families for up to two (2) years after moving into the home to ensure financial stability.

Primary focus of HFH is to build new homes, and replace existing homes as well. Habitat for Humanity is not the same organization that worked in Muskingum County several years ago. HFH of Southeast Ohio, is searching for office space in Zanesville, so that they can cover the northern based counties. The main office is located in Athens County, Ohio, but there will eventually be a Zanesville based organization that will serve as the second base of operations. Habitat for Humanity is looking to serve 40 families each year.

Habitat for Humanity of Greater Dayton is part of an international Christian organization that renovates and builds houses in partnership with low income families. These homes are then sold at no profit to partner families with a no interest loan. Home prices are kept low primarily by using volunteer labor. Funding is obtained through donations and grants. Government money is only used for land acquisition, infrastructure (sidewalk, utilities, streets, etc.) and administrative expenses. Eligibility: None to volunteer. Partner families need to currently be living in sub-standard housing, have a steady source of income between 30% and 60% of the Clark County median income guidelines and be willing to partner by providing sweat equity hours. A credit report will need to be submitted with the application.

Provides a program that partners with low- to moderate-income families to provide them with an opportunity for home ownership that would not otherwise be possible. Habitat partners with those who are unable to secure a conventional bank loan, and also offers opportunities to those who can acquire their own financing. Habitat constructs energy-efficient new homes and preserves existing homes.

Provides simple, decent, affordable housing for Ottawa County families in need.

Preble County Habitat builds or renovates homes with community volunteers and partner families to provide decent affordable housing for people in need.

Makes low-cost housing available to people who have low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

Provides homes available for renovation to qualified purchasers. Purchasers agree to renovate the home as required within time period specified in the sales agreement. Timeline and budget work are reviewed by land bank staff. At the time of agreement, the title/deed to the home is held in escrow until the renovations are complete and a Certificate of Occupancy is obtained.

Nonprofit home improvement store and donation center. Sell new and gently used furniture, home accessories, building materials, and appliances to the public. Proceeds are used to build homes for Habitat for Humanity. Does offer pick-up service available for large items such as furniture. Pick-up items must be in the garage or outside, and these dates are scheduled in advance due to high demand.

Champaign County Community Habitat for Humanity is part of an international Christian organization that renovates and builds houses in partnership with low income, first-time home buyers. These homes are then sold at no profit to partner families with a no interest loan. Home prices are kept low primarily by using volunteer labor. Funding is obtained through donations and grants. Government money is only used for land acquisition, infrastructure (sidewalk, utilities, streets, etc.) and administrative expenses. Eligibility: None to volunteer. Partner families need to currently be living in sub-standard housing, have a steady source of income, meet income guidelines and be willing to partner by providing sweat equity hours. A credit report will need to be submitted with the application.

Offers homes on a lease to purchase basis. If all lease obligations are met, this program offers long-term renters with an option to purchase their single-family home at the end of the 15-year Low-Income Housing Tax Credit (LIHTC) period.

Makes low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

Habitat for Humanity of Greater Dayton builds or renovates decent and affordable housing that strengthens individuals, families, and neighborhoods through home ownership. The homes are sold to the families through an affordable mortgage.

Builds homes with low-income families seeking a permanent solution to substandard rental housing. The houses are sold to the family using a 30-year 0% interest mortgage.

Builds houses with volunteers and participating low-income families and then the houses are sold to the families with a no interest mortgage and for no profit. Provides additional home ownership training to families who are purchasing home.

“Veterans Build” encourages veterans and members of the military and their families to access affordable housing through Habitat for Humanity-MidOhio. Habitat MidOhio Veterans will also qualify for additional mortgage discounts based on years of active service. The initiative also aims to create awareness of the opportunity to productively engage in the community alongside fellow veterans and to promote the value of volunteering in service to others.

Builds houses with volunteers and families, and then sells the houses to the families for no profit and with a no interest mortgage. Accepted families also receive home ownership training and continued support after moving into the house. If accepted, each family must contribute 300 hours of 'Sweat Equity" building a home or working in the Habitat Lima ReStore. All household members age 18 and older must donate hours of work. This is a long and involved process that generally takes at least a year. Organization typically builds one to three houses every year.

Builds homes for families with low incomes. Houses are built by volunteers and approved families. Houses are then sold to the families with a 0% interest 30 year loan. Offers home ownership and financial training for recipients and continued support after moving into the house. This is not an emergency housing program and can take up to 24 months for the home to be complete.