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700 Taylor Rd., Ste. 190, Gahanna, OH 43230

Provides pre-filing bankruptcy counseling which is required to be completed prior to the bankruptcy petition being filed. Subjects covered include budget analysis, financial net worth analysis, alternatives to bankruptcy, and review of Chapter 7 and 13 personal bankruptcy. Agency has been approved by the U.S. Trustees office to offer this course.

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211 Cleveland

500 Market St., Ste. 705, Steubenville, OH 43952

Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

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211 Cleveland

2019 Sandy Pond Lane, Waxhaw, NC 28173

Provides information and guidance for individuals who are having difficulty meeting their financial obligations and, as a result, are faced with a loss of their credit rating, foreclosure and loss of their home or property, IRS tax audit, or bankruptcy. Offers a Debt Relief Hotline to discuss credit card debt, a Mortgage Relief Hotline to discuss issues about home mortgages, a Tax Relief Hotline to discuss federal income tax audits, and a Bankruptcy Advice Hotline to discuss legal issues regarding bankruptcy.

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UW 211 Greater Toledo

12603 Southwest Freeway, Suite 450, Stafford, TX 77477

Offers pre-filing counseling and pre-discharge education courses that are required to complete a personal bankruptcy filing. Assistance is provided over the phone. Pre-filing counseling includes a review of income, expenses, assets, and liabilities. Pre-discharge education covers a variety of budgeting and financial topics, such as establishing or re-establishing credit and building a savings plan.

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211 UWGC

1108 City Park Ave., Ste 200, Columbus, OH 43206

Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

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211 Cleveland

73 East Water Street, Chillicothe, OH 45601

Provides legal assistance which may include information, advice, or representation as well as online resources to help with the following issues: *Bankruptcy, Debt collection, Foreclosure *Consumer scams or unfair/deceptive practices *Credit reporting, including rental reporting and tenant screening *Student loan debt *IRS Notices, Examinations or Audits, Debts and Collections *Tax Related Identity Theft and Verification *IRS Tax Liens, Levies or Garnishments *Problems with joint returns, innocent spouse, injured spouse status Filing Status: Federal tax credits including Earned Income Tax Credit, Child Tax Credit, Economic Impact Payment *US Tax Court Cases

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211 Fairfield

104 East Seventh Street, Covington, KY 41011

Provides legal advice and representation for people who are unable to pay their creditors and need to declare bankruptcy. Included may be help in evaluating a personal or business bankruptcy as an option, assistance in completing and filing bankruptcy forms and/or representation in bankruptcy hearings.

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211 UWGC

250 South Chestnut Street, Suite 22, Ravenna, OH 44266

Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.

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211 Summit

240 Lake Street, Unit C, Oak Harbor, OH 43449

Provides a financial management course for those who have filed for bankruptcy. Fulfills course requirement in order to complete bankruptcy proceedings in compliance with the bankruptcy code. Participants receive a certificate as evidence of course completion. Besides being used as a prerequisite to bankruptcy, course may be taken by those who wish to broaden their understanding of financial matters.

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UW 211 Greater Toledo

50 South Main Street, Suite 800, Akron Centre Plaza, Akron, OH 44308

Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.

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211 Summit

700 Taylor Road Suite 190, Gahanna, OH 43230

Offers pre- and post- bankruptcy filing education and counseling sessions.

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211 Fairfield

71 Cavalier Boulevard, Suite 224, Florence, KY 41042

Offers pre-filing bankruptcy credit counseling. Counselors evaluate participants' financial situation, including budget, creditors, and assets. Counselors also assist with exploring alternative actions to resolve credit problems. Participants are provided with a certificate upon completion of counseling that must be presented should they decide to file for bankruptcy.

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211 UWGC

1223 W 6th St., Cleveland, OH 44113

Evaluates requests for bankruptcy assistance where applicant seeks protection from creditors in the following instances: threat of garnishment or wrongful garnishment, utility shut offs; driver's license suspension, denial of public housing application; income from Social Security or other governmental benefit is being offset due to arrearage of more than $2,000 on federal mortgage.

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211 Cleveland

73 E Water St., Chillicothe, OH 45601

Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

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211 Cleveland

545 W Market St., Suite 301, Lima, OH 45801

Provides legal assistance with filing bankruptcies, cases involving debt collectors, garnishments and repossessions, student loan discharge and collection issues, credit reporting problems, auto purchase and loan problems, payday loans and other lending issues. Also handles a variety of civil issues for those who meet eligibility requirements.

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211 Allen County

525 Jefferson Avenue, Suite 400, Toledo, OH 43604

Provides legal assistance with filing bankruptcies, cases involving debt collectors, garnishments and repossessions, student loan discharge and collection issues, credit reporting problems, auto purchase and loan problems, payday loans and other lending issues. Also handles a variety of civil issues for those who meet eligibility requirements.

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211 Allen County

700 Taylor Road, Suite 190, Gahanna, OH 43230

Provides pre-bankruptcy filing counseling.

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UW 211 Greater Toledo

1200 Ontario St., 11th Flr., Cleveland, OH 44113

Providing civil legal assistance for various issues including: bankruptcy, child support/visitation, debt collections, disability benefits, divorce, and driver's license suspensions.

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211 Cleveland

130 West Second Street, Suite 700, Dayton, OH 45402

Provides legal services to low-income residents of Montgomery, Greene, Preble, and Darke Counties. Legal Line provides advice in civil matters, consumer fraud and home repair scams; domestic violence, divorce, and child support; eviction, foreclosure, and other housing problems; health care access; predatory lending; Social Security/SSI; unemployment benefits; and welfare, Medicaid, and food stamps.

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HelpLink 211 Dayton

1530 West River Road, Suite 301, Elyria, OH 44035

Evaluates requests for bankruptcy assistance where applicant seeks protection from creditor in the following instances: - Threat of garnishment or wrongful garnishment; - Utility shut off with no other options to reinstate service; - Driver's license suspension; - Income from Social Security or other governmental benefit is being offset to arrearage of more than $2,000 on federal mortgage. If applicant has a permanent disability, is retired or elderly, and is judgment proof: Offers assistance with communicating such facts with creditors.

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211 Summit

130 W 2nd St., Ste. 700 East And West, Dayton, OH 45402

Provides legal assistance with filing bankruptcies, cases involving debt collectors, garnishments and repossessions, student loan discharge and collection issues, credit reporting problems, auto purchase and loan problems, payday loans and other lending issues. Also handles a variety of civil issues for those who meet eligibility requirements.

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211 Cleveland

800 Gallia St., Ste. 700, Portsmouth, OH 45662

Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

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211 Cleveland

2800 Market Ave. N, Ste. 18, Canton, OH 44714

Provides pre-filing bankruptcy counseling which is required to be completed prior to the bankruptcy petition being filed. Subjects covered include budget analysis, financial net worth analysis, alternatives to bankruptcy, and review of Chapter 7 and 13 personal bankruptcy. Agency has been approved by the U.S. Trustees office to offer this course.

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211 Cleveland

3501 Ridge Park Drive, Fairlawn, OH 44333

Provides one-on-one financial and legal planning for individuals diagnosed with cancer or after the loss of a loved one. Most sessions are 45-60 minutes. - Bankruptcy Consultations: Navigate the filing process and learn about financial options from a professional bankruptcy consultant. - Debt Management Consultations: Obtain information on debt resolution strategies during a comprehensive family budget review. - Financial Planning Consultations: Manage 401K options, insurance, retirement goals, and investments. - Insurance Consultations: Answer questions related to health insurance, long term care insurance, and life insurance. - Social Security & Disability Consultations: Learn about social security and disability benefits. - Wills, Trusts, and Estate Planning Consultation: Receive assistance with estate planning, living wills, wills, medical power of attorney, and trusts.

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211 Summit

2033 K St. Nw, Ste. 425, Washington, DC 20036

Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

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211 Cleveland