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Evaluates requests for bankruptcy assistance where applicant seeks protection from creditor in the following instances: - Threat of garnishment or wrongful garnishment; - Utility shut off with no other options to reinstate service; - Driver's license suspension; - Income from Social Security or other governmental benefit is being offset to arrearage of more than $2,000 on federal mortgage. If applicant has a permanent disability, is retired or elderly, and is judgment proof: Offers assistance with communicating such facts with creditors.
Provides information, advice, or representation to low income individuals with legal problems including consumer debt collection, domestic violence, divorce, child support, education issues (involving discrimination, student enrollment or suspension, and special services), eviction and other housing problems, federal tax controversies, healthcare, healthcare advance directives, financial powers of attorneys, simple wills, public benefits, sealing an adult criminal record, and social security/SSI.

Categories

Divorce Assistance
Will Preparation Assistance
Living Wills
Education Discrimination Assistance
Bankruptcy Assistance
Tenant Rights Information/Counseling
General Benefits and Services Assistance
Housing Discrimination Assistance
Health Care Discrimination Assistance
General Legal Aid
Legal Information Services

Offers pre-bankruptcy credit counseling through an online course. Participants are provided with a certificate upon completion of counseling that must be presented should they decide to file for bankruptcy.

Categories

Bankruptcy Assistance
Connects individuals and families to nonprofit member agencies offering telephone, online, and in-person counseling about managing household finances, escaping debt, affordable home ownership, filing bankruptcy, managing student loan debt, and improving credit. People can search the website by zip code for nearest agencies. Member agencies can assist with developing personalized budget plans and Debt Management Plans (DMPs).

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Homebuyer/Home Purchase Counseling
Reverse Mortgage Programs
Bankruptcy Assistance
Personal Financial Counseling
Financial Literacy Training
Credit Counseling
Mortgage Delinquency and Default Counseling

Provides legal assistance with filing bankruptcies, cases involving debt collectors, garnishments and repossessions, student loan discharge and collection issues, credit reporting problems, auto purchase and loan problems, payday loans and other lending issues. Also handles a variety of civil issues for those who meet eligibility requirements.

Categories

General Legal Aid
Bankruptcy Assistance
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid
Provides information and guidance for individuals who are having difficulty meeting their financial obligations and, as a result, are faced with a loss of their credit rating, foreclosure and loss of their home or property, IRS tax audit, or bankruptcy. Offers a Debt Relief Hotline to discuss credit card debt, a Mortgage Relief Hotline to discuss issues about home mortgages, a Tax Relief Hotline to discuss federal income tax audits, and a Bankruptcy Advice Hotline to discuss legal issues regarding bankruptcy.

Categories

Tax Audit Preparation Assistance
Bankruptcy Assistance
Credit Counseling
Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Provides pre-bankruptcy filing counseling.
Evaluates requests for bankruptcy assistance where applicant seeks protection from creditors in the following instances: threat of garnishment or wrongful garnishment, utility shut offs; driver's license suspension, denial of public housing application; income from Social Security or other governmental benefit is being offset due to arrearage of more than $2,000 on federal mortgage.

Categories

Utility Bill Payment Plan Negotiation Assistance
Wage/Benefits Garnishment Assistance
Bankruptcy Assistance
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid
Provides one-on-one financial and legal planning for individuals diagnosed with cancer or after the loss of a loved one. Most sessions are 45-60 minutes. - Bankruptcy Consultations: Navigate the filing process and learn about financial options from a professional bankruptcy consultant. - Debt Management Consultations: Obtain information on debt resolution strategies during a comprehensive family budget review. - Financial Planning Consultations: Manage 401K options, insurance, retirement goals, and investments. - Insurance Consultations: Answer questions related to health insurance, long term care insurance, and life insurance. - Social Security & Disability Consultations: Learn about social security and disability benefits. - Wills, Trusts, and Estate Planning Consultation: Receive assistance with estate planning, living wills, wills, medical power of attorney, and trusts.

Categories

Durable Power of Attorney for Health Care
Personal Financial Counseling
Welfare Rights Assistance
Trust Preparation Assistance
Do Not Resuscitate Orders
Bankruptcy Assistance
Will Preparation Assistance
Long Term Care Insurance Information/Counseling
Living Wills
State/Local Health Insurance Information/Counseling
Cancer
Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.
Provides assistance for people who have cases involving consumer law such as contract disputes, creditor/debt problems, bankruptcies, unfair sales practices, and utility problems.
Provides a wide range of financial assistance, include budgeting, saving, investing, credit report information, identity theft prevention, getting off ChexSystems, checking accounts, bankruptcy advice and counseling.

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Bankruptcy Assistance
Debt Consolidation Services
Credit Counseling
Personal Financial Counseling
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid
Provides information, advice, or representation to low income individuals with legal problems including consumer debt collection, domestic violence, divorce, child support, education issues (involving discrimination, student enrollment or suspension, and special services), eviction and other housing problems, federal tax controversies, healthcare, healthcare advance directives, financial powers of attorneys, simple wills, public benefits, sealing an adult criminal record, and social security/SSI.

Categories

Divorce Assistance
Will Preparation Assistance
Living Wills
Education Discrimination Assistance
Bankruptcy Assistance
Tenant Rights Information/Counseling
General Benefits and Services Assistance
Housing Discrimination Assistance
Health Care Discrimination Assistance
General Legal Aid
Legal Information Services
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid
Providing civil legal assistance for various issues including: bankruptcy, child support/visitation, debt collections, disability benefits, divorce, and driver's license suspensions.

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General Legal Aid
Divorce Assistance
Driver License Retention/Reinstatement Assistance
Bankruptcy Assistance
Child Support Assistance/Enforcement
Provides legal services to low-income residents of Montgomery, Greene, Preble, and Darke Counties. Legal Line provides advice in civil matters, consumer fraud and home repair scams; domestic violence, divorce, and child support; eviction, foreclosure, and other housing problems; health care access; predatory lending; Social Security/SSI; unemployment benefits; and welfare, Medicaid, and food stamps.

Categories

Mortgage Delinquency and Default Counseling
Consumer Fraud Reporting
Food Stamps/SNAP Appeals/Complaints
Divorce Assistance
Bankruptcy Assistance
Legal Representation
Social Security Disability Insurance Appeals/Complaints
Child Custody/Visitation Assistance
Education Discrimination Assistance
Unemployment Insurance
Child Support Assistance/Enforcement
Housing Discrimination Assistance
Medicaid Appeals/Complaints
General Legal Aid
Legal Counseling
Eviction Prevention Assistance
Employment Discrimination Assistance
Provides legal assistance with filing bankruptcies, cases involving debt collectors, garnishments and repossessions, student loan discharge and collection issues, credit reporting problems, auto purchase and loan problems, payday loans and other lending issues. Also handles a variety of civil issues for those who meet eligibility requirements.

Categories

General Legal Aid
Bankruptcy Assistance
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid
Provides information, advice, or representation to low income individuals with legal problems including consumer debt collection, domestic violence, divorce, child support, education issues (involving discrimination, student enrollment or suspension, and special services), eviction and other housing problems, federal tax controversies, healthcare, healthcare advance directives, financial powers of attorneys, simple wills, public benefits, sealing an adult criminal record, and social security/SSI.

Categories

Divorce Assistance
Will Preparation Assistance
Living Wills
Education Discrimination Assistance
Bankruptcy Assistance
Tenant Rights Information/Counseling
General Benefits and Services Assistance
Housing Discrimination Assistance
Health Care Discrimination Assistance
General Legal Aid
Legal Information Services
Provides legal assistance with filing bankruptcies, cases involving debt collectors, garnishments and repossessions, student loan discharge and collection issues, credit reporting problems, auto purchase and loan problems, payday loans and other lending issues. Also handles a variety of civil issues for those who meet eligibility requirements.
Provides advice and representation in some limited bankruptcies when loss of home or income garnishment are threatened. Advice and representation may also be available in matters such as auto repossession, bill collection, unfair and deceptive practices, garnishments, home improvement problems, used car sales, auto repair, credit reporting, and student loan payments.

Categories

Bankruptcy Assistance
General Legal Aid