Provides counseling for those who are interested in buying and maintaining a home. Will review and explain loan documents. Provides information for those who may have or are in danger of falling behind on current mortgage payments on a home. Provides post-purchase information on home maintenance.

Provides financial education to agencies, organizations, individuals, and families. Offers programs in basic budgeting; credit and debt management; consumer issues; homebuyer education and counseling; and general money management.

Offers classes on a variety of topics including budgeting, saving, improving credit, workforce literacy (prejob guidance, life skills, etc.) computer training and preparing for home ownership. One on one counseling in these areas is also available upon request.

Provides information and guidance related to money management and credit issues. Offers an assessment of a household's current financial status as well as solutions to achieve financial goals. Topics include budgeting, money management, credit maintenance, and goal setting.

Provides free and confidential budgeting and money management counseling; an alternative to bankruptcy; financial counseling; credit counseling; debt management services including negotiating payment arrangements with creditors; does not pay bills; does not make loans; credit report review sessions available for a fee.

Provides free and confidential budgeting and money management counseling; an alternative to bankruptcy; financial counseling; credit counseling; debt management services including negotiating payment arrangements with creditors; does not pay bills; does not make loans; credit report review sessions available for a fee.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides assistance in obtaining a credit report and explaining the report to the client. Also explains who has access to the report and how to correct any errors found in it.

*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

Provides self-help assistance, methods and tools to people who want to improve their understanding of the consumer credit lending and collections systems, repair poor credit ratings, and improve credit ratings.

Provides classes and individual counseling on budgeting, credit, mortgage loans, predatory lending, and home purchase preparation, including separate review of documents.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Financial management is designed to teach participants to take control of their finances to secure economic stability through education about family budgeting, savings, and behaviors that affect financial stabilty.

Provides a pre-home buyers' course on budgeting, basic banking, credit and debt management, tax tips, the home buying process, asset creation, predatory lending, and financial goal setting. Clients receive a certificate upon completion of the course and are then entitled to one-on-one counseling and advice on specific financial matters.

Provides comprehensive services for current and potential homeowners, including first-time homebuyer programs, financial wellness counseling, down payment assistance, foreclosure prevention counseling.

Provides education on credit, cell phones, contractual agreements, identity theft and basic finances such as budgeting and saving.

Provides free, one-on-one financial counseling by professionally trained coaches. Teaches individuals and families skills to budget, save, develop healthy banking relationships, and improve credit scores. Provides legacy planning to review and organize assets, review insurance and titles, and connect clients to free resources to prepare legacy planning documents. Also provides assistance with defaulted student loans.

Provides one-on-one financial coaching and counseling, group-based and individual financial education services, group-based and individual job readiness training, soft-skills development, financial education and referrals, and access to public benefits applications.

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Evaluates cases related to consumer issues such: - Credit card collection lawsuits, or court debt from criminal case(s); - Student loans, payday loans, and auto title loans; - Home repair contracts or other contracts; - Recent repossessions, threat of repossession, and lawsuits following car repossession; - Medical or nursing home collection.

Provides free financial education services including credit counseling and housing counseling. Also provides debt management programs - negotiates lower interest rates and waived late fees with current creditors so clients can get out of debt in five (5) years or less. Debts can include credit cards, collections, medical debts, payday loans, old utility accounts, and past cell phone accounts. All services offered by phone, online, or via email.

Provides information and guidance for individuals who are having difficulty meeting their financial obligations and, as a result, are faced with a loss of their credit rating, foreclosure and loss of their home or property, IRS tax audit, or bankruptcy. Offers a Debt Relief Hotline to discuss credit card debt, a Mortgage Relief Hotline to discuss issues about home mortgages, a Tax Relief Hotline to discuss federal income tax audits, and a Bankruptcy Advice Hotline to discuss legal issues regarding bankruptcy.

Provides credit counseling to address money and debt management. Debt Management Program for debt repayment.

Provides one-on-one sessions and classes for financial counseling, budget preparation and planning, and seminars on money management.