Provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home for their own personal occupancy. Veterans Affairs (VA) Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms to veterans. In most cases, the mortgage is low interest and no down payment or mortgage insurance payments required. Will provide mortgage counseling to participating veterans who are having difficulties with paying their mortgage or who may already be in default. Mortgage counselors will provide information concerning the foreclosure process and what the veteran's rights and responsibilities are in that situation. Will attempt to seek solutions with the lender to help the veteran keep the home and will take complaints from veterans against their mortgage provider.

Offers low-interest loans to Lakewood residents who want to improve their homes or to add or to improve wheelchair accessibility in the home (such as install a ramp or add an ADA bathroom). Maximum loan is $25,000, with term up to 20 years. Grant assistance is available up to 50% of loan (maximum $4,000) to offset cost of qualified exterior improvements. The loan will be secured by a lien on the property.

Provides building code repairs such as furnace, plumbing, electrical and roof repairs. The average value of repairs is approximately $3,000.

Government grant established for communities offering low to moderate income households help with their home improvements.

Government grant established for communities offering low to moderate income households help with their home improvements.

Provides loans of up to $40,000 to very-low-income homeowners to repair, improve or modernize their homes and provides grants up to $10,000 to older adult very-low-income homeowners to remove health and safety hazards.Loan terms include 1% interest and can extend up to 20 years.

Provides a one-time grant for emergency home repairs or handicap modifications. The grant cannot exceed $5000 and can only be used once every five years (eligible on the sixth year from initial use.) An emergency repair is defined as "any physical improvement, adaptation or modification, which is not of a cosmetic nature and is required to remove imminent health and safety hazards". Helps with heating, plumbing, roof, walls, floors, windows, doors, electrical, structural, stairways, water heater, sewer leaks, and handicapped accessibility.

Provides Emergency Home Repair grants and 0%-interest, partially forgivable home rehabilitation loans to homeowners lacking resources to repair and maintain their owned and occupied one-family housing units. Emergency home repair grants generally apply to furnaces and hot water heaters, but may also apply to water/sewage systems, accessibility improvements, and lead-based paint abatement. Rehabilitation Loans may be applied toward non-emergency improvements to substandard housing conditions related to the same areas as well as foundation work, roofs, gutters, electrical upgrades, plumbing, insulation, windows, doors, siding, etc. Emergency Home Repairs are capped at $8,000, and that amount must be able to remedy the situation in full. Rehabilitation Loans are capped at $35,000.

Offers an exterior home repair program with a 0% interest loan repayment for eligible homeowners in order to live in safe and well-maintained homes. Qualifying projects include exterior ramps, windows, doors, siding, gutters, landscaping, and exterior painting.

Provides grants for home repairs up to $22,000 for income-eligible homeowners residing in Greene County. The client must be current on mortgage, and taxes and have active homeowners insurance. No second mortgage on the property.

Provides lead testing of homes. Supplies contractors who make necessary home modifications valued up to $8,000 for income-eligible homeowners or renters to provide a lead-safe environment for children. Loans out a vacuum cleaner equipped to capture lead swept up in the cleaner. Maintains a list of properties that have been abated for lead and made safe.

Provides a free program for adults age 60 and older in need of critical home repairs. This is not an emergency repair program. View website here for full list of available repairs. Common repairs include:

• Plumbing repairs
• Accessibility modifications (grab bars, ramps, etc)
• Water heater replacements
• HVAC repairs
• Alleviation of code violations

This program does not cover cosmetic repairs, full renovations, mold or lead remediation or emergency repairs. Program is for owner-occupied single-family houses and condominiums only. Mobile homes are not eligible.

Oversees agricultural concerns, food safety, animal and health inspections, conservation and rural development.

Provides 3% interest loans for low and moderate income residents to use for home improvement and to correct code violations. Loans can be up to $24,999. For seniors and disabled persons there is an interest-plus $1 program (that means monthly payments of all applicable interest plus as little as $1 toward the principal, which of course means it will take a long time to pay off the loan). For other applicants principal and interest must be repaid within 10 years except in hardship cases.

Provides Emergency Home Repair grants and 0%-interest, partially forgivable home rehabilitation loans to homeowners lacking resources to repair and maintain their owned and occupied one-family housing units. Emergency home repair grants generally apply to furnaces and hot water heaters, but may also apply to water/sewage systems, accessibility improvements, and lead-based paint abatement. Rehabilitation Loans may be applied toward non-emergency improvements to substandard housing conditions related to the same areas as well as foundation work, roofs, gutters, electrical upgrades, plumbing, insulation, windows, doors, siding, etc. Emergency Home Repairs are capped at $8,000, and that amount must be able to remedy the situation in full. Rehabilitation Loans are capped at $35,000.

Provides roof repair or vinyl siding for eligibility and income qualified homeowners.

Arranges for weatherization services for low-income customers of Columbia Gas of Ohio. Focuses on helping customers reduce high heating bills. Income-eligible homeowners and renters may receive the following: A full home energy inspection; Attic and wall insulation; Air sealing; Safety checks on natural gas appliances; Natural gas furnace repair or replacement; Natural gas water heater repair or replacement.

Provides financial assistance to low-income active United States military personnel (all branches of service) currently deployed overseas and to low-income post 9/11 Veterans with a wound, illness or injury received in the line of duty (LOD). Accepted reasons for financial assistance include mortgage assistance, rent assistance, home repairs, utility assistance, auto repairs, auto payments, travel and transportation, moving assistance, essential home items (mattresses and box springs and appliances such as washer, dryer, refrigerator, and stove), medical expense assistance, emergency dental assistance, critical baby items, and other financial assistance. Offers emergency financial assistance for critical baby items, food, and vision care to active duty service member with rank of rank E1-E6 with DEERS-eligible dependents. Note: Does NOT provide financial assistance for credit card debt or personal loans and does NOT assist with down payments for vehicles or homes.

Providing Home Repair Initiative and Group Workcamps Blitz Project; home rehabilitation program for eligible individuals and seniors, this is a volunteer-driven home repair projects in Butler County which help homeowners who primarily are low-income senior citizens, people with disabilities and families with young children. Free home repairs and mobility modifications helped nearly 92 homeowners last year.

Provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Offers lead paint abatement for eligible and rehabilitation homeowners, per availability of funding.

Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. To qualify, you must: - Be the homeowner and occupy the house - Be unable to obtain affordable credit elsewhere - Have a family income below 50 percent of the area median income - For grants, be age 62 or older and not be able to repay a repair loan. Loans may be used to repair, improve or modernize homes or remove health and safety hazards. Grants must be used to remove health and safety hazards. - Maximum loan is $20,000 - Maximum grant is $7,500 - Loans and grants can be combined for up to $27,500 in assistance.

Provides Emergency Home Repair grants and 0%-interest, partially forgivable Home Rehabilitation loans to homeowners lacking resources to repair and maintain their owned and occupied one-family housing units. Emergency home repair grants generally apply to furnaces and hot water heaters, but may also apply to water/sewage systems, accessibility improvements, and lead-based paint abatement. Depends on funds available at the time of application. Rehabilitation Loans may be applied toward non-emergency improvements to substandard housing conditions related to the same areas as well as foundation work, roofs, gutters, electrical upgrades, plumbing, insulation, windows, doors, siding, etc.

Provides no cost home repairs for homeowers which includes plumbing, electrical system, ADA modifications, HVAC systems, roofs and other needs. The Home Repair program is grant funded and provides home repair assistance for one or two significant problems in the home, while the Home Rehabilitation program covers more extensive repair work on the home.