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Promotes independence for refugees by helping them to open and contribute to individual development accounts (IDAs) for specified asset goals, including homeownership, business capitalization, vehicles for educational or work purposes, professional certification, and post-secondary education tuition and fees.

Provides an opportunity for low-income individuals and families to open individual development accounts (IDAs) which enable them to build assets that can be used for post secondary education and training, business capitalization and home ownership. Provides matching funds, usually two (2) dollars for every one (1) dollar saved. Program is affiliated with Ohio CDC (www.ohiocdc.org).

Provides tax-free savings investment accounts for persons with disabilities. Balances and distributions do not affect needs-based financial aid such as Medicaid or SSI. Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses such as basic living expenses, housing, transportation, education, assistive technology, employment training, personal support services, legal fees, health and wellness, and financial management services. Account funds do not count as assets for purposes of determining eligibility for means-tested federal benefits programs. For example, if a client has $5,000 in their STABLE Account, that $5,000 does not count as an asset when determining eligibility for SSI or Medicaid. SSI benefits may be affected if account balance exceeds $100,000.

Offers non-taxable, low fee investment plans to help families save money for college tuition. Withdraws may be used at most accredited educational institutions regardless of state.

Offers an enhanced interest savings account for prospective homebuyers.

Provides a financial capability and matched savings program for youth who have experienced foster care for even 1 day after the age of 14 until their 26th birthday. The program helps youth open a bank account in their own name and matches savings for the purchase of assets, like a car, rental support, debt relief, investments, or small businesses.

Provides an investment account to individuals with disabilities. STABLE accounts allow individuals to save and invest money without losing eligibility for certain public benefits programs such as Medicaid or Supplemental Security Income (SSI). Earnings in a STABLE account are not subject to federal income tax, so long as they are spent on qualified disability expenses.