Provides tax-free savings investment accounts for persons with disabilities. Balances and distributions do not affect needs-based financial aid such as Medicaid or SSI. Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses such as basic living expenses, housing, transportation, education, assistive technology, employment training, personal support services, legal fees, health and wellness, and financial management services. Account funds do not count as assets for purposes of determining eligibility for means-tested federal benefits programs. For example, if a client has $5,000 in their STABLE Account, that $5,000 does not count as an asset when determining eligibility for SSI or Medicaid. SSI benefits may be affected if account balance exceeds $100,000.