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Provides interest free loans up to $10,000 for people who meet the agency's eligibility requirements. Funds are available for small business, tuition, medical expenses, home improvements (including improvements that increase accessibility in a home), high-interest (predatory) debt on funds borrowed from other sources, and a variety of other needs. May include multiple debts into one loan request as long as amount requested does not exceed $10,000. Checks are written to the organization that is owed, not to the individual.

211 Cleveland

211 Pathways

Provides a wide range of financial assistance, include budgeting, saving, investing, credit report information, identity theft prevention, getting off ChexSystems, checking accounts, bankruptcy advice and counseling.

UW 211 Greater Toledo

Provides debt consolidation and financial counseling services, budgeting, personal finance counseling, debt consolidation and related services.

211 UWGC

Provides debt consolidation services by working with creditors to establish a debt repayment plan set-up and managed by Apprisen with less interest/fees.

211 Fairfield

Offers a repayment program in which the creditors agree to set up lower monthly payments for the debt. The client makes all payments to the agency, which then sends the money to the creditors. The client agrees to stop buying on credit and to stick to the budget that is worked out with the credit counselor. Can only help with "unsecured debt" such as: credit cards, debt collectors, and some personal loans. In some cases, can help with utility arrearages. Does not help with "secured debt" such as back taxes, government secured student loans, or car loans.

211 Cleveland

Provides a service that combines unsecured debt to be paid to creditors by reducing interest rates and stopping fees.

UW 211 Greater Toledo

211 UWGC

Provides debt consolidation services by working with creditors to establish a debt repayment plan set-up and managed by Apprisen with less interest/fees.

211 Fairfield