Provides debt consolidation services by working with creditors to establish a debt repayment plan set-up and managed by Apprisen with less interest/fees.

Provides a service that combines unsecured debt to be paid to creditors by reducing interest rates and stopping fees.

Provides financial literacy and counseling services, bankruptcy assistance, personal financial counseling credit counseling, debt consolidation services and lending awareness programs

Provides a wide range of financial assistance, include budgeting, saving, investing, credit report information, identity theft prevention, getting off ChexSystems, checking accounts, bankruptcy advice and counseling.

Provides debt consolidation and financial counseling services, budgeting, personal finance counseling, debt consolidation and related services.

Provides financial counseling services focused on managing credit card and other debt.

Debt Management Program (DMP) is designed to help pay off credit card, medical and other unsecured debt in a timely manner. Once signed up for the program, Apprisen acts on clients' behalf with creditors, working to establish a reasonable and mutually acceptable repayment plan.

Provides interest free loans up to $10,000 for people who meet the agency's eligibility requirements. Funds are available for small business, tuition, medical expenses, home improvements (including improvements that increase accessibility in a home), high-interest (predatory) debt on funds borrowed from other sources, and a variety of other needs. May include multiple debts into one loan request as long as amount requested does not exceed $10,000. Checks are written to the organization that is owed, not to the individual.

We will notify your creditors of your entrance into our program and propose for them to lower your interest rates. CCCS can also help you manage your monthly bills. Our counselors can set up a program tailored to your needs. You will make payments to CCCS, and on your behalf, we will pay your creditors on a set schedule. To prepare a current budget, visit www.mymoneycheckup.org and sign up at no cost.

Provides debt consolidation services by working with creditors to establish a debt repayment plan set-up and managed by Apprisen with less interest/fees.

Offers a repayment program in which the creditors agree to set up lower monthly payments for the debt. The client makes all payments to the agency, which then sends the money to the creditors. The client agrees to stop buying on credit and to stick to the budget that is worked out with the credit counselor. Can only help with "unsecured debt" such as: credit cards, debt collectors, and some personal loans. In some cases, can help with utility arrearages. Does not help with "secured debt" such as back taxes, government secured student loans, or car loans.