Provides classes and individual counseling on budgeting, credit, mortgage loans, predatory lending, and home purchase preparation, including separate review of documents.

Offers a HUD certified home buyer education program that consists of eight hours of classroom education. Classes are held in the evening and on the weekend. One-on-one counseling is available. Topics covered include: Budgeting and credit, loan products, home inspection and the closing process.

Provides mortgage foreclosure counseling and assists consumers in avoiding predatory loans. Counseling provided by member real estate professionals. Offers information and recommendations so that clients can make appropriate decisions to settle delinquent mortgage payments or to get out of default. In some cases, agency may contact and negotiate with lender on behalf of client in order to resolve the situation. Offers counseling on pre-purchase home counseling, classes to get pre-certified for FHA home purchasing and other housing counseling certificates, budget and credit counseling.

Homeport offers a homebuyer education to prepare potential home buyers for the responsibility of homeownership.

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Provides information on issues affecting individual finances, including preventing mortgage foreclosure, consumer issues, budgeting, wealth building, and notary services for the community.

Homeless Outreach and Case Management, Rapid Re-housing, Emergency Assistance/Basic Needs, First Step Pregnancy Support, Limited transportation for Seniors, Social Work Counseling, HUD housing counseling including Foreclosure Prevention and Pre-purchase education, SSI/SSDI/SOAR Specialist, Prison Re-entry Case Management.

Provides a one-on-one program that can assist eligible individuals who are interested in purchasing a new home, opening a savings account, nontraditional banking services, improving credit scores, and financial education. Programs include instruction on using computers, setting up computer devices, resume development and review and online employment application assistance.

Providing a homebuyer/home purchase counseling service, helping low to moderate income families learn financial literacy skills and achieve home ownership, higher education, or small ownership through matched savings accounts. Client savings are matched by SELF 2:1 (up to $2,000 for every $1,000 saved).

*Homebuyer Education Classes: Monthly, 6-hour course offered via Zoom or onsite; first-time buyers learn the ins and outs of purchasing a home. Also available as web-based course @ www.ehomeamerica.org/nhp. *Packaging for USDA direct program: Local resource for income-eligible applicants wishing to purchase in approved rural areas. Low interest rate without mortgage insurance; monthly subsidy assistance to assist with house payment.

Homeless Outreach and Case Management, Rapid Re-housing, Emergency Assistance/Basic Needs, First Step Pregnancy Support, Limited transportation for Seniors, Social Work Counseling, HUD housing counseling including Foreclosure Prevention and Pre-purchase education, SSI/SSDI/SOAR Specialist, Prison Re-entry Case Management.

Provides financial literacy and counseling services, bankruptcy assistance, personal financial counseling credit counseling, debt consolidation services and lending awareness programs

Offers programs to help clients prepare for home ownership. Apprisen housing counselors will explain the entire home purchasing process, step-by-step. Participants will learn how much they can afford, become familiar with mortgage terms, see the importance of home inspections, and understand what happens at closing. We offer individual first time homebuyer counseling sessions, and in some communities, homebuyer workshops are available. Visit website for details.

Provides pre-purchase housing counseling.

PHC provides comprehensive assistance for people who want to rent or purchase housing including information and guidance about buying and rental costs, how to select affordable housing that meets individual needs, and how to provide for insurance, maintenance and other requirements related to acquiring and paying for housing including clients who may be eligible for subsidized housing.

Homeless Outreach and Case Management, Rapid Re-housing, Emergency Assistance/Basic Needs, First Step Pregnancy Support, Limited transportation for Seniors, Social Work Counseling, HUD housing counseling including Foreclosure Prevention and Pre-purchase education, SSI/SSDI/SOAR Specialist, Prison Re-entry Case Management.

Provides counseling, education, and advice on housing issues: *Mortgage Delinquency and Foreclosure Prevention *First Time Home Buyer Counseling and Education *First Time Renter

Offers a variety of workshops and individual financial coaching sessions that cover each step of the home-buying process. Participants may receive information about and assistance with searching for a home, resolving potential credit problems, and obtaining a mortgage loan.

Provides counseling, education, and advice on housing issues: *Mortgage Delinquency and Foreclosure Prevention *First Time Home Buyer Counseling and Education *First Time Renter

The Ohio Housing Finance Agency’s (OHFA) Ohio Heroes rewards Ohio residents who serve the public with a discounted mortgage interest rate. You can choose to include down payment assistance in your Ohio Heroes loan. Down payment assistance is forgiven after seven years. If you sell or refinance your home within seven years, you must repay all of the assistance provided. Qualified buyers are required to complete free homebuyer education. Information on OHFA’s streamlined education program is available on our website or, you may complete a course offered by any U.S. Department of Housing and Urban Development (HUD) approved counseling agency in Ohio.

Provides assistance for low- and moderate-income individuals and families with their need for safe and affordable housing. *Rent Payment Assistance no longer available for 2024

The Ohio Housing Finance Agency (OHFA) offers several affordable loan options to help you achieve your dream of homeownership. OHFA offers 30-year fixed rate FHA, VA, USDA-RD and conventional mortgage loans designed especially for homebuyers with low- and moderate-incomes, with generous income and purchase price limits.

HUD approved housing counseling. Assist with identifying and resolving the barriers to home ownership in one-on-one counseling sessions. Housing counseling services address the following topics: Pre-purchase and Homebuyer Education and Non-Delinquency Post-Purchase Counseling.

HUD approved housing counseling. Assist with identifying and resolving the barriers to home ownership in one-on-one counseling sessions. Housing counseling services address the following topics: Pre-purchase and Homebuyer Education and Non-Delinquency Post-Purchase Counseling.

Providing a homebuyer/home purchase counseling service, helping low to moderate income families learn financial literacy skills and achieve home ownership, higher education, or small ownership through matched savings accounts. Client savings are matched by SELF 2:1 (up to $2,000 for every $1,000 saved).