Provides assistance finding affordable housing; also provides case management and supportive services.

Provides veterans with assistance in applying for various social services. For Hamilton and Middletown offices

Provides low-interest financing for low-income families and individuals who are unable to obtain financing from conventional sources.

Provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home for their own personal occupancy. Veterans Affairs (VA) Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms to veterans. In most cases, the mortgage is low interest and no down payment or mortgage insurance payments required. Will provide mortgage counseling to participating veterans who are having difficulties with paying their mortgage or who may already be in default. Mortgage counselors will provide information concerning the foreclosure process and what the veteran's rights and responsibilities are in that situation. Will attempt to seek solutions with the lender to help the veteran keep the home and will take complaints from veterans against their mortgage provider.

Provides veterans with assistance in applying for various social services. For Hamilton and Middletown offices

Provides information regarding veterans benefits.

Provides loans to purchase homes and provides home rehabilitation grants for older adults. (in eligible rural areas)

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

Oversees the Federal Housing Administration (FHA) loan programs. FHA insures mortgages to assist low-middle income individuals in securing a mortgage. Provides information on buying a home.

Government subsidized low income rural homes available for buyers in rural areas who do not have decent housing

Provides below market rate mortgages for home purchases. Mortgage does not require down payment or closing costs. Participants receive home ownership counseling. They are a HUD Certified Housing Counseling Site.

Provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home for their own personal occupancy. Veterans Affairs (VA) Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms to veterans. In most cases, the mortgage is low interest and no down payment or mortgage insurance payments required. Will provide mortgage counseling to participating veterans who are having difficulties with paying their mortgage or who may already be in default. Mortgage counselors will provide information concerning the foreclosure process and what the veteran's rights and responsibilities are in that situation. Will attempt to seek solutions with the lender to help the veteran keep the home and will take complaints from veterans against their mortgage provider.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Issues mortgage loan funds to assist low-income individuals or households with the purchase of a home in a rural area. Funds can be used to purchase an existing home or build a new home.

Provides below market rate mortgages for home purchases. Mortgage does not require down payment or closing costs. Participants receive home ownership counseling. They are a HUD Certified Housing Counseling Site.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

Under the Direct Loan program, individuals or families receive direct financial assistance directly from the Housing and Community Facilities Programs in the form of a home loan at an affordable interest rate.

Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.

Provides land-use and infrastructure planning, grant writing, economic development, fair housing local government contact (except for Warren and Niles), affordable housing, zoning and subdivision reviews, floodplain administration, mapping, and information services. Most funding programs and services provided are available to persons living outside of most cities and villages. Please call to request information for each program as it varies.

Offers purchasing assistance to first-time homebuyers. Assistance may include obtaining a 30-year fixed mortgage loan and grants for down payment assistance.

Offers down payment and closing cost assistance to first-time home buyers who are purchasing within the City of Lima. Prospective homeowners can earn up to $10,000 towards down payment closing costs. Client will participate in mandatory home ownership classes. Homeowners who remain in their homes for 5 years can have their $10,000 loan totally forgiven.

A Direct Loan Program is available to purchase modest homes in rural areas, which requires no down payment and may include subsidized payments.

Offers qualifying first-time homebuyers the opportunities to choose from conventional and government-insured loans, all with 30-year fixed-rate mortgages, competitive interest rates, and down payment assistance to reduce out-of-pocket expenses. - Government-insured loans including traditional Federal Housing Administration (FHA), VA, USDA-Rural Development loans, and 203-K (streamline).

Provides home purchase and home mortgage finance loans.

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.