View Search Results

Oversees the Federal Housing Administration (FHA) loan programs. FHA insures mortgages to assist low-middle income individuals in securing a mortgage. Provides information on buying a home.

LSS 211 Central Ohio

Provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home for their own personal occupancy. Veterans Affairs (VA) Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide more favorable terms to veterans. In most cases, the mortgage is low interest and no down payment or mortgage insurance payments required. Will provide mortgage counseling to participating veterans who are having difficulties with paying their mortgage or who may already be in default. Mortgage counselors will provide information concerning the foreclosure process and what the veteran's rights and responsibilities are in that situation. Will attempt to seek solutions with the lender to help the veteran keep the home and will take complaints from veterans against their mortgage provider.

211 Cleveland

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

LSS 211 Central Ohio

Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.

211 Pathways

Provides important information regarding the various programs implemented under TARP, including those designed to help struggling homeowners avoid foreclosure.

211 Pathways

The Ohio Housing Finance Agency offers down payment assistance, career-related interest rate discounts and other loan products to make buying a home or condo easier. Over the last year, the Agency has seen a drastic increase in volume for its homebuyer assistance programs. To ensure the Agency's ability to provide Ohio homebuyers with discounted mortgage rates and down payment assistance, adjustments will be made to the homebuyer assistance programs. Effective with reservations on or after July 1, 2025, OHFA's down payment assistance will change to 3% for Conventional loans and 3.5% for Government loans (FHA, VA, USDA). The Agency will also begin using target and non-target income limits for all first-time homebuyer programs as are currently used in the Mortgage Tax Credit program.

211 Pathways

Offers purchasing assistance to first-time homebuyers. Assistance may include obtaining a 30-year fixed mortgage loan and grants for down payment assistance.

LSS 211 Central Ohio

Provides deferred, no-interest loan assistance to qualified first-time home buyers. This is a second mortgage up to $10,000 for condo or single family home and up to $14,000 for two-family home. No monthly payment (repayment is due when property is sold, transferred, or ceases to be owner occupied). Participants must receive pre-purchase counseling to become more informed homeowners.

211 Cleveland

Provides below market rate mortgages for home purchases. Mortgage does not require down payment or closing costs. Participants receive home ownership counseling. They are a HUD Certified Housing Counseling Site.

211 Cleveland

Offers a mortgage rate discount to full-time employees in the following professions: Active Military and Reserves, Emergency Medical Technicians, Firefighters, Healthcare Workers, Military Veterans, Paramedics, Police Officers, and Pre-K through 12th grade Teachers, School Counselors, and School Administrators.

211 Summit

Provides financial and other forms of assistance to veterans, their dependents and survivors. Major benefits include veterans’ compensation, veterans’ pension, survivors’ benefits, rehabilitation, employment assistance, education assistance, home loan guaranties, health insurance, burial benefits and life insurance coverage.

LSS 211 Central Ohio

Avocate for individuals or families receive direct financial assistance directly from the housing and community facilities programs in the form of a home loan at an affordable interest rate.

HelpLink 211 Dayton

211 UWGC

Provides below market rate mortgages for home purchases. Mortgage does not require down payment or closing costs. Participants receive home ownership counseling. They are a HUD Certified Housing Counseling Site.

211 Cleveland

Offers down payment and closing cost assistance to first-time home buyers who are purchasing within the City of Lima. Prospective homeowners can earn up to $10,000 towards down payment closing costs. Client will participate in mandatory home ownership classes. Homeowners who remain in their homes for 5 years can have their $10,000 loan totally forgiven.

211 Allen County

Offers 30-year, fixed-rate Federal Housing Administration (FHA), VA, USDA-Rural Development, and conventional mortgage loans for first-time homebuyers who meet income and purchase price limits.

211 Summit

Provides 30-year, fixed-rate mortgages to those who are not first-time homebuyers. Available loans include conventional, Federal Housing Administration (FHA), VA, and USDA-Rural Development government loans.

211 Summit

Provides assistance finding affordable housing; also provides case management and supportive services.

UW 211 Greater Toledo

Provides loans to purchase homes (in eligible rural areas)

UW 211 Greater Toledo

Provides home purchase and home mortgage finance loans.

UW 211 Greater Toledo

Offers an array of services including foreclosure prevention, credit and budget counseling, financial education, and homebuyer education (including down payment assistance).

HelpLink 211 Dayton

Programs that make home loans and loan guarantees available to rural low income families where they live who do not qualify for a conventional loan. Direct loans are made for the purchase of a new home or for new home construction including site preparation. The loan guarantee program guarantees loans made by private lenders. Under the terms of this program, families may borrow up to 100% of the appraised value of a home eliminating the need for a down payment, a barrier to home ownership frequently faced by families with low incomes.

211 Fairfield

Offers down payment and closing cost assistance to first-time home buyers who are purchasing within the City of Lima. Prospective homeowners can earn up to $10,000 towards down payment closing costs. Client will participate in mandatory home ownership classes. Homeowners who remain in their homes for 5 years can have the $10,000 loan forgiven.

UW 211 Greater Toledo