SECTION 502 DIRECT HOME LOAN LOAN PROGRAM - OHIO | OHIO DEPARTMENT OF AGRICULTURE - RURAL DEVELOPMENT

Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.

Data provided by

211 Pathways

Physical Address

200 North High Street, Columbus, OH 43215

Hours

Mon-Fri 8am-5pm.

Fax

(855) 560-0058

Fax

(614) 255-2559

Application process

Call 614-255-2400 for information or visit website at www.rd.usda.gov/oh for more details on loans.

Fee

None.

Eligibility

Ohio residents qualifications: - Be without decent, safe and sanitary housing - Be unable to obtain a loan from other resources on terms and conditions that can reasonably be expected to meet - Agree to occupy the property as your primary residence - Have the legal capacity to incur a loan obligation - Meet citizenship or eligible noncitizen requirements - Not be suspended or debarred from participation in federal programs. Other guidelines may apply.

Agency info

OHIO DEPARTMENT OF AGRICULTURE - RURAL DEVELOPMENT

Works to improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways. We offer loans, grants and loan guarantees to support essential services such as housing, economic development, health care, first responder services and equipment, and water, electric and communications infrastructure throughout the State of Ohio..