Offers qualifying first-time homebuyers the opportunities to choose from conventional and government-insured loans, all with 30-year fixed-rate mortgages, competitive interest rates, and down payment assistance to reduce out-of-pocket expenses. - Government-insured loans including traditional Federal Housing Administration (FHA), VA, USDA-Rural Development loans, and 203-K (streamline).

Provides a $3 to $1 match to assist eligible first-time home buyers with their down payment and closing costs. Offers a maximum of $12,000 as a 0% deferred interest loan due upon sale, transfer, or foreclosure of the property.

Offers first-time homebuyer's down payment and closing cost assistance and a favorable mortgage interest rate through Ohio Housing Finance Agency's (OHFA) Down Payment Assistance Program. Gives eligible borrowers use of the grant to reduce the out-of-pocket expenses associated with buying a home.