Provides interest free loans up to $10,000 for people who meet the agency's eligibility requirements. Funds are available for small business, tuition, medical expenses, home improvements (including improvements that increase accessibility in a home), high-interest (predatory) debt on funds borrowed from other sources, and a variety of other needs. May include multiple debts into one loan request as long as amount requested does not exceed $10,000. Checks are written to the organization that is owed, not to the individual.

Provides loans (below market rate interest) to purchase, rehabilitate, or construct commercial properties. Provides equipment and working capital loans for industrial and commercial development projects. Assists in the assembly of land parcels for industrial and commercial development (city of Dayton only).

Provides small business owners up to a 3% interest rate reduction on small business loans that create or retain jobs in Ohio. Program is not a loan guarantee.

Existing business retention and expansion services and new business start-up services. Site location services for new companies considering the county as a new business location.

Provides loans of up to $20,000 to Lake County businesses. Assists with business startup and expansion, business plans, government contracts, international trade and referrals.

Provides information, referral services and business consulting services to those interested in entrepreneurship.

Raises awareness of economic issues and initiates a process to address problems and opportunities impacting Lake County business conditions. Microloan Fund provides small loans for small businesses without conventional financing.

Makes loans to businesses in Lakewood for up to 40% of eligible cost, or a maximum of $30,000 per project, for exterior building repairs/renovations and interior building code improvements. A comprehensive improvement to the facade, in accordance with the architectural standards and sign ordinance, is mandatory.

Provides direct loans at below prime interest rates on a portion of a project to enable companies to acquire conventional financing or other financing on the remainder of the project. Will consider all projects of merit which create long-term, permanent jobs. Can be used for new businesses and expansions. Will also help small businesses apply for state and federal business loans.

Provides interest-free loans. Includes: - Standard Loan of up to $10,000 for people who cannot access traditional financing. - Education Loan of up to $5,000 for: - Traditional 2 and 4 year degrees - Educational Loan of up to $10,000 for: - Graduate and post-graduate studies. - Certification programs. - Trade schools. - Coding boot camps and other accredited “short term” programs. - Study abroad programs. Business Loan of up to $20,000. Requires more documentation than other loans. There are agencies that can assist in process. Agency has a Uniform Commercial Code lien against business assets for the duration of the loan.

Provides access to credit to existing African American and disadvantaged businesses in Cuyahoga County and the Greater Cleveland area.

Provides low-interest business loan of up to $200,000 to existing businesses in the City of Barberton, New Franklin, or Norton which contribute to the overall economic growth of the community. Offered for a variety of purposes including: - Building Acquisition. - Building Construction and/or Expansion. - Equipment and Machinery. - Furniture and Fixtures. - Inventory. - Working Capital.

Provides micro loans and small business loans to individuals and business owners who are low to moderate income. Loans can be used for starting or expanding a business.

Provides low interest loans which will give needed and appropriate assistance and support to companies investing in Lakewood in order to foster redevelopment efforts, increase jobs, generate new tax revenue and provide for physical improvements in Lakewood.

Offers a reduced interest rate on low interest business loans through the State Depository Bank to small businesses in Ohio to stimulate job grow in the state of Ohio.

Providing funds to nonprofits to support the Akron/Summit Cultural Plan in order to strengthen the community through the exploration of arts, humanities, culture, natural resources, and heritage.

Oversees the development and regulation of businesses in Ohio. Encourages new businesses to open or relocate to Ohio. Promotes the creation of small businesses for minorities in Ohio. Regulates and licenses businesses to operate in the state.

Provides low interest loans and fixed financing for business loans for persons interested in starting a new business, expanding their current business, or those in need of renovation.

SBA Express Program for veterans and members of the military community wanting to establish or expand small businesses. Eligible military community members include: Veterans; Service-disabled veterans; Active-duty service members eligible for the military’s Transition Assistance Program; Reservists and National Guard members; Current spouses of any of the above; The widowed spouse of a service member or veteran who died during service or of a service-connected disability. The SBA and its resource partners are focusing additional efforts on counseling and training to augment this loan initiative.

Provides services for low income housing rehabilitation and litter control (recycling center). Also provides revolving small business loans. Also may repair and replace septic systems for income eligible families in certain areas of the county.

Provides low-cost loans to homeowners for energy efficiency improvements, small businesses for job creation/retention or operation, and family farms for operating expenses. Interest rates on loans will be discounted from 1-3%. Loan amounts vary based on type of loan.

This is the agent for the City of Springfield's Revolving Loan Program and the Clark County Development Corporation's SBA 504 Loan Program. Loans under these programs, when combined with required private sector financing, can provide up to 90% financing for eligible small businesses.