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Provides interest-free loans. Includes: - Standard Loan of up to $10,000 for people who cannot access traditional financing. - Education Loan of up to $5,000 for: - Traditional 2 and 4 year degrees - Educational Loan of up to $10,000 for: - Graduate and post-graduate studies. - Certification programs. - Trade schools. - Coding boot camps and other accredited “short term” programs. - Study abroad programs. Business Loan of up to $20,000. Requires more documentation than other loans. There are agencies that can assist in process. Agency has a Uniform Commercial Code lien against business assets for the duration of the loan.

Provides low-cost loans to homeowners for energy efficiency improvements, small businesses for job creation/retention or operation, and family farms for operating expenses. Interest rates on loans will be discounted from 1-3%. Loan amounts vary based on type of loan.

Existing business retention and expansion services and new business start-up services. Site location services for new companies considering the county as a new business location.

Provides loans (below market rate interest) to purchase, rehabilitate, or construct commercial properties. Provides equipment and working capital loans for industrial and commercial development projects. Assists in the assembly of land parcels for industrial and commercial development (city of Dayton only).

This is the agent for the City of Springfield's Revolving Loan Program and the Clark County Development Corporation's SBA 504 Loan Program. Loans under these programs, when combined with required private sector financing, can provide up to 90% financing for eligible small businesses.

SBA Express Program for veterans and members of the military community wanting to establish or expand small businesses. Eligible military community members include: Veterans; Service-disabled veterans; Active-duty service members eligible for the military’s Transition Assistance Program; Reservists and National Guard members; Current spouses of any of the above; The widowed spouse of a service member or veteran who died during service or of a service-connected disability. The SBA and its resource partners are focusing additional efforts on counseling and training to augment this loan initiative.

Provides low interest loans and fixed financing for business loans for persons interested in starting a new business, expanding their current business, or those in need of renovation.

Provides assistance to existing and prospective small business owners. Some of the services are as follows: free counseling, advice and information on starting a business, assistance to businesses owned and controlled by socially and economically disadvantaged individuals, advice to women business owners, counsel to veterans, and assists businesses by providing financial assistance through loan programs through local banks.