Provides forgiveness of the remaining balance on federal student Direct Loans. Applicants must have made 120 qualifying separate monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

Provides information on student loans, resources for defaulted loans, loan repayment and forgiveness, deferment and cancellation.

Provides a program that works with students, parents and graduates who wish to reduce their monthly student loan payment by consolidating bills; counselors are experts in all options available and discuss options such as catching up on missed payments, curing defaults and deferring or reducing payments.

he Saving on a Valuable Education (SAVE) Plan is the newest income-driven repayment (IDR) plan. Like other IDR plans, the SAVE Plan calculates your monthly payment amount based on your income and family size. In addition, the SAVE Plan has unique benefits that will lower payments for many borrowers. The SAVE Plan replaced the Revised Pay As You Earn (REPAYE) Plan. Borrowers on the REPAYE Plan automatically get the benefits of the new SAVE Plan. FAST FACTS - The SAVE Plan is an IDR plan, so it bases your monthly payment on your income and family size. - The SAVE Plan lowers payments for almost all people compared to other IDR plans because your payments are based on a smaller portion of your adjusted gross income (AGI). - The SAVE Plan has an interest benefit: If you make your full monthly payment, but it is not enough to cover the accrued monthly interest, the government covers the rest of the interest that accrued that month. This means that the SAVE Plan prevents your balance from growing due to unpaid interest. - More elements of SAVE will go into effect in summer 2024 and will lower payments even more for borrowers with undergraduate loans.

Provides federal student loan forgiveness under special circumstances, such as working in a government or non-profit job, working as a teacher, or making income-driven payments for 20-25 years.