Provides the following legal services for low-income clients with consumer protection and debt collection defense issues: advice on exempt assets and income, non-dischargeable debts and alternatives to bankruptcy, debt collectors and access to credit, fair debt collection, garnishment and liens, denial of credit; and consumer products and services, repossession, rent to own, warranties and contracts, telephone and utility bills, unfair sales practices, home improvement, and challenging credit reports.

Keeps the vital records pertaining to ownership in real estate and to all encumbrances or liens upon it.