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Mini Cobra - State Continuation Law | Ohio Department Of Insurance

50 W Town St., Ste. 300 Lazarus Building, Columbus, OH 43215

Former employees who are qualified beneficiaries of group health plans through Ohio-based, private employers with 20 or less employees. Employees separating from their employers for any reason and those reducing their work hours to a level where they are no longer eligible for participation in the business's group health insurance plan are also eligible. Must have been continuously insured under a group policy during the three month period preceding the termination of employment. Must not be covered or eligible for coverage under Medicare or other group coverage. Coverage continuation may apply to former employees, retirees, spouses of employees, ex-spouses of employees, and dependent children.
Information M-F: 8:00am-5:00pm.
(800) 686-1527

Voice - voice | Insurance Fraud Hotline

(800) 686-1578

Voice - voice | OSHIIP Hotline

(800) 686-1526

Voice - voice | Consumer Hotline

https://insurance.ohio.gov

Phone M-F: 8:00am-5:00pm for information. May also visit website anytime for information. Employers offering group health coverage are required to provide information about this program to employees when they begin employment and when a qualifying event occurs that makes the employee, their spouse or dependents ineligible. Those experiencing a qualifying event that changes their status with employer-sponsored group health insurance will have a specified amount of time to make a decision regarding their continued participation in the health plan. Information on compliance is available to employers.

Free for information. There is a fee for continuation coverage, but price varies between each employer and health plan.

Ohio

Description

Provides information on workers' and employers' rights and responsibilities under the Ohio state continuation law (referred to as "mini-COBRA") covering the continuation of health insurance for up to 12 months following certain qualifying events (job loss, reduction in hours, etc) that cause an individual to lose eligibility for coverage. This program is for those working for US-based private employers of 20 or less employees. Continuation coverage is administered by the employer at group rates that are paid by the participant losing eligibility.

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211 Cleveland

Providing organization

Ohio Department Of Insurance

Provides consumer protection through education and regulation while promoting a stable and competitive environment for insurers.