Through our Homecoming Heroes Grant, Modest Needs is able to offer qualified persons returning from active overseas duty the following two types of assistance: Help to afford a one-time emergency expense that would otherwise pose a tremendous hardship for the applicant or his/her household. For example, we might make a Homecoming Heroes grant to help a veteran who has experienced a temporary budgetary shortfall through no fault of his or her own to afford the cost of a medical appointment, an auto repair, an insurance deductible, an unusually large utility bill, or virtually any other type of unexpected expense, especially when it is clear that remitting payment for that expense would place the applicant's household in financial jeopardy; or Help to afford the cost of a regular monthly bill, like a rental or mortgage payment, which the applicant cannot pay due to any of the following circumstances: A delay in processing VA, GI Bill or other benefits to which the applicant is entitled; a delay in the receipt of an active duty paycheck due to Government audit; the receipt of an active duty paycheck that has been substantially reduced due to overpayment after Government audit; a temporary loss of income due to the veteran's participation in a vocational, rehabilitation, or mental health program; or in situations where a veteran has recently returned/is about to return to work, but is temporarily short on funds while he or she waits to receive that first paycheck from his or her new place of employment.