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Fhasecure (FHA SECURE) | United States Department Of Housing And Urban Development

451 7th St. Sw, Washington, DC 20410

The homeowner must hold a non-FHA adjustable rate mortgage (ARM). Must have a strong credit history and have been making timely mortgage payments before interest reset. The interest rate must reset between June 2005 and Dec. 2009. There must currently be at least 3% cash or equity in the house. Homeowner must be able to show sustained history of employment, and must document sufficient income to make the future mortgage payments.
Varies with lender. FHA Resource Center phone line operates M-F: 8:00am-8:00pm.
(800) 927-9275

Voice - voice | Fair Housing Hotline TTY

(800) 669-9777

Voice - voice | Fair Housing Hotline

(202) 708-3750

Voice - voice | Administrative Officer

https://www.hud.gov/ll/code/llplcrit.html

A list of FHA-approved lenders is available through web link or FHA Resource Center. Applicant should check with lenders to verify their participation. Those who do not have access to a computer or who wish to discuss the program with a counselor can call the agency Housing Counseling Referral line, for the phone number of an approved counseling agency which serves their area.

Free.

United States

Description

Offers an opportunity for homeowners with strong credit histories, who are having difficulty because of an adjustable rate mortgage reset, to refinance into a prime-rate FHA-insured mortgage.

Data provided by

211 Cleveland

Providing organization

United States Department Of Housing And Urban Development

Federal agency that works to achieve a decent, safe, suitable living environment for every American by advocating for fair housing, acting to reduce homelessness, increasing affordable housing and opportunities for home ownership, and promoting jobs and economic opportunities.