Provides counseling for those struggling with student loans and can't seem to find enough money to pay your bills every month. Offers an educational session that will examine financial situations and help get personal finances on track. Sessions include; learning to create a spending plan based on what is owed, credit report analysis, reviewing student loan payment options or avoiding default, loan consolidation advise, and other related budgeting practices. If necessary, Apprisen will contact student loan providers to review repayment options.