The MicroLoan program is designed to offer small loans of up to $1200 that are repaid by the borrower at a very low interest rate. Eligible expenses include: - Car Expenses - Education Expense - Health Expense - Emergency Home Equipment Expense (unlivable situation) - Other Extraordinary Expenses. (loans are not made for regular living expenses). Repayment of the loan helps borrowers establish or improve their credit score/history. The MicroLoan program can serve as a good alternative to predatory lending companies that charge a very high interest rate and can trap the borrower in a cycle of debt. Financial planning training is required to help the borrower establish a budget and manage money more effectively.