Down Payment Assistance | Ohio Housing Finance Agency
2600 Corporate Exchange Drive, Suite 300, Columbus, OH 43231
You may qualify for down payment if: - you have not owned or had an ownership interest in your primary residence in the last three years - your credit score is 640 or higher - you meet income and purchase price limits. Qualified buyers are required to complete free homebuyer education. Information on OHFA’s streamlined education program is available on our website or you may complete a course offered by any U.S. Department of Housing and Urban Development (HUD) approved counseling agency in Ohio.
Mon-Fri 8am-5pm.
OHFA works with lenders, credit unions and mortgage companies across the state. Visit our website to find an OHFA-approved lender in your area, along with tips to help you with the application process. Or call us toll-free at 888-362-6432.
Monroe County, Ohio Washington County, Ohio Wyandot County, Ohio Guernsey County, Ohio Pickaway County, Ohio Licking County, Ohio Coshocton County, Ohio Noble County, Ohio Marion County, Ohio Athens County, Ohio Crawford County, Ohio Knox County, Ohio
The Ohio Housing Finance Agency offers down payment assistance, career-related interest rate discounts and other loan products to make buying a home or condo easier. Over the last year, the Agency has seen a drastic increase in volume for its homebuyer assistance programs. To ensure the Agency's ability to provide Ohio homebuyers with discounted mortgage rates and down payment assistance, adjustments will be made to the homebuyer assistance programs. Effective with reservations on or after July 1, 2025, OHFA's down payment assistance will change to 3% for Conventional loans and 3.5% for Government loans (FHA, VA, USDA). The Agency will also begin using target and non-target income limits for all first-time homebuyer programs as are currently used in the Mortgage Tax Credit program.
211 Pathways
Ohio Housing Finance Agency
Offers affordable housing opportunities for Ohioans from rental assistance to homeownership. Provides access to financial resources for the development and management of quality, affordable housing. The OHFA's programs serve first-time home buyers, renters, senior citizens and other populations with special needs who otherwise might not be able to afford quality housing.