Home Rehabilitation Loans | Ohio Department Of Agriculture - Rural Development

Rural Housing Repair and Rehabilitation Loans are loans funded directly by the Government. These loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home, or to remove health and safety hazards. This loan is a 1% loan that may be repaid over a 20-year period.

Data provided by

211 Pathways

Physical Address

200 North High Street, 5th Floor, Columbus, OH 43215

Hours

Mon-Fri 8am-4:30pm.

Fax

(614) 255-2559

Fax

(855) 560-0058

Application process

Call for assistance.

Fee

None.

Eligibility

Homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, defined as below 50 percent of the area median income. They must need to make repairs and improvements to make the dwelling more safe and sanitary or to remove health and safety hazards. Grants are only available to homeowners who are 62 years old or older and cannot repay a Section 504 loan.

Service area

Ohio

Agency info

Ohio Department Of Agriculture - Rural Development

Works to improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways. We offer loans, grants and loan guarantees to support essential services such as housing, economic development, health care, first responder services and equipment, and water, electric and communications infrastructure throughout the State of Ohio..