RURAL HOME LOANS | USDA RURAL DEVELOPMENT - KENTUCKY

Issues mortgage loan funds to assist low-income individuals or households with the purchase of a home in a rural area. Funds can be used to purchase an existing home or build a new home.

Data provided by

211 UWGC

Physical Address

486 Helton Street, Williamstown, KY 41097

Hours

Monday - Friday, 8:30am - 4:30pm

Fax

(855) 921-7355

Application process

Application required. Contact the office by phone to begin an application.

Fee

Borrowers are required to repay all or a portion of the payment subsidy received over the life of the loan when the title to the property transfers, or the borrower is no longer living in the dwelling.

Eligibility

Properties financed with loan funds must be located within an eligible rural area. Applicants must have an adjusted income that is at or below the applicable low-income limit for the area where they wish to buy a house and they must demonstrate a willingness and ability to repay debt. Additional information about income and property eligibility may be viewed at https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Agency info

USDA RURAL DEVELOPMENT - KENTUCKY

State office of the United States Department of Agriculture which runs programs intended to improve the economy and quality of life in rural parts of Kentucky.