Provides a toll-free hotline that is open 24 hours per day, seven days per week for callers that have low to moderate-income households that are in danger of losing their homes. Callers are connected to a nonprofit counselor who will provide telephone-based budget counseling assistance, customer triage and negotiation with lenders, when appropriate. If more assistance is needed, callers will be referred to a local nonprofit organization whose employees are certified to provide intensive financial counseling and direct consumers to local services and resources, including possible assistance through the Ohio Home Rescue Fund.