RURAL DEVELOPMENT - HOUSING PROGRAMS | UNITED STATES DEPARTMENT OF AGRICULTURE

Offers loans and grants for repair or purchase of homes located in rural areas. Grants and loans may be used for corrections of health and safety issues in the home, including making homes compliant for those with disabilities (ramps, bathroom modification, etc.) and for hooking up to municipal sewer systems (particularly in the wake of changing requirements in communities). Availability may depend on local mortgage credit conditions. Different types of loans are available and some are for specific populations such as older adults, disabled individuals, and farm workers. Grants of up to $7500 are available. Loans available up to $20,000.

Data provided by

211 Cleveland

Physical Address

514 Harry Sauner Rd., Hillsboro, OH 45133

Hours

M-F: 8:00am-4:30pm

Application process

Phone for information and to begin application process. May send application by mail. Assistance is not immediate and depends upon availability of funding.

Fee

Free for loan, but some filing fees and closing costs may apply.

Eligibility

Home must be in a rural area with a population under 10,000 or with a population between 10,000 and 20,000 and located outside a Metropolitan Statistical Area (MSA). Income eligibility varies with the type of assistance, but generally must be low income. Will count the income of anyone aged 18 and older living in the house. Must be current on mortgage payments. Must be age 62 or older for repair grants, which are not available to anyone younger, regardless of disability. Those with incomes that would make them eligible to repay a 1% loan will not be eligible for a grant, regardless of meeting age criteria. Loans available to ages 18 and over who meet other criteria. Applicants must own and live in the property in question and must have title to the property. Those owning a mobile home located in a mobile home park are not eligible. FINDLAY OFFICE SERVES: Allen, Auglaize, Crawford, Defiance, Delaware, Fulton, Hancock, Hardin, Henry, Logan, Lucas, Marion, Mercer, Morrow, Ottawa, Paulding, Putnam, Sandusky, Seneca, Shelby, Union, Van Wert, and Williams, Wood, and Wyandot counties. MASSILLON OFFICE SERVES: Ashland, Ashtabula, Carroll, Columbiana, Coshocton, Erie, Geauga, Holmes, Huron, Knox, Lake, Lorain, Mahoning, Medina, Portage, Richland, Stark, Trumbull, Tuscarawas, and Wayne counties. HILLSBORO OFFICE SERVES: Adams, Butler, Brown, Champaign, Clark, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Lawrence, Madison, Miami, Montgomery, Pickaway, Pike, Preble, Ross, Scioto, and Warren counties. MARIETTA OFFICE SERVES: Athens, Belmont, Fairfield, Gallia, Guernsey, Harrison, Hocking, Jackson, Jefferson, Licking, Meigs, Monroe, Morgan, Muskingum, Noble, Perry, and Vinton counties.

Agency info

UNITED STATES DEPARTMENT OF AGRICULTURE

Seeks to ensure a safe, affordable, nutritious, and accessible food supply for America. Supports the production of agriculture, promotes rural and economic community development, and provides assistance and support for farmers. Staffs a meat and poultry hotline to answer consumers' questions and provide information about food safety.